easyautocompare

Smart Buyer checklist

17 steps from setting a budget to driving away: compare total cost, check the car, line up financing and negotiate the out-the-door price.

Track your progress with a free accountGet the free Car Comparison Worksheet

Plan and compare

Decide on total cost, not the monthly payment.

  • Set a total budget, including insurance and fuel Guide
  • Decide new, used or certified pre-owned Guide
  • Shortlist up to three cars Guide
  • Compare 5-year costs with the calculator Guide
  • Get an insurance quote for each car Guide

Check the car

Free checks that prevent expensive surprises.

  • Look up NHTSA and IIHS safety ratings Guide
  • Check open recalls by VIN Guide
  • Get a vehicle history report (used cars) Guide
  • Have an independent pre-purchase inspection (used cars) Guide
  • Take a 20- to 30-minute test drive Guide

Line up the money

Know your numbers before the finance office.

  • Check your credit report for errors Guide
  • Get a loan pre-approval from a bank or credit union Guide
  • Get written offers for your trade-in Guide
  • If leasing, compare total lease cost with buying Guide

Make the deal

One number, in writing.

  • Get written out-the-door quotes from more than one dealer Guide
  • Decline add-ons you don't want Guide
  • Read the buyer's order and loan disclosure before signing Guide