Guides / The real cost
Check insurance costs before you buy
Insurance can vary a lot between models. Get a quote before you sign.
Two similar cars can cost very different amounts to insure, depending on repair costs, theft rates, safety and engine power. Ask your insurer or agent for a quote on each car you're considering before you buy.
What drives the difference
- Repair costs, including sensors and cameras in modern bumpers
- Theft rates for the model
- Safety ratings and injury claim history
- Engine power and performance
How to ask
- Have the VIN or exact trim of each car.
- Ask for the same coverage you have now.
- Compare the premium difference over five years.
We aren't an insurer or agent and don't provide quotes. Ask your own insurer or a licensed agent. Easy Auto Compare isn't a dealer, lender or insurer and takes no referral fees.